About LMS

Loan Management system is a holistic approach to the collections which ensures that we achieve the objectives of efficient collections coupled with customer servicing, portfolio management, data analytics and reports.

We take complete charge of the customer data & records; documents & agreements; set up a dedicated customer service; present EMIs and manage soft to hard bucket collections; initiate legal proceedings, reposes and auction the underlying assets and attempt for settlement. The Loan Management Service is comprehensive and is benchmarked to international players with complete transparency, discipline while maintaining complete compliance to RBI and other statutory bodies.

“ Let us service your securitisation & collect your debt. We are good at it, so that you can focus on your Business. ”

Defining Features

We are building a financial institution, not just a business.

Portfolio Selection & Structuring

(Quality of Portfolio is what matters)

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Portfolio Management & Collection

(Collection Efficiency is what matters)

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Portfolio Analytics & Monitoring

(Early Signals is what matters)

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Back-Up Servicer

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Technology

We use smart technology to enhance efficiency and make the customer journey easier

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Our Story

It began during the monsoon of 2017 with the simple idea that if India is to achieve its astonishing potential, small business owners must have easy access to financial support when and how they need it. we focused on our core values of excellence, innovation and integrity. A strong culture and committed team are key to SBFC’s longevity and success. supported by a pioneering “PhyGital” way of doing business, SBFC is on track to achieve its vision of being India’s trusted financial institution for entrepreneurs and MSMEs. Testing Article

Why We Exist

Servicing by Non–Originator is very popular in developed economies viz., US, Europe, Australia, New Zealand, Japan, Brazil as ‘Back up’ & ‘Master’ Servicer. They are highly prevalent in Mortgage Market (both residential and commercial).

US: ~$ 5 Tn of the total mortgage debt in the US (~$11 Tn) Europe: ~$600 Bn
(E.g. Italy: ~$240 Bn, UK: ~$160 Bn, Germany: ~$50 Bn) out of the total ~$6 Tn

LMS – an evolved concept in India
India is Rs. 2 L Cr. of annual securitization market wherein Governance of originator is a question and Over dependency on originator is a Risk. We are the only player in India have the necessary skills and expertise to provide the Loan Management Services.

Total Asset Serviced : INR 6000 crs
15524 Unique Pin codes being served by Legal and collections Services
2 Banks are 5 FI’s are currently being serviced by us.
Monthly money collection over 150+ crores presently
96% zero touch collections and 4% cash collections.

Total Asset Serviced

6000 Cr

 

Loans

Secured MSME
Loan Against Gold